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Compare Checking Accounts

Which account works for you?

See below for the features and benefits of Advantage, Basic and Regular Checking.

Features Advantage Checking Basic Checking Regular Checking
Minimum deposit to open $25.00 $25.00 $25.00
Monthly service fee $7.00 None $10.00
Online banking
Online bill pay
Mobile app
Mastercard® debit card
Cashier’s checks and temporary checks
Notary services
Overdraft protection
Nationwide surcharge-free ATMs
Identity monitoring    
Identity theft resolution services    
Identity theft fraud reimbursement coverage (up to $10,000)    
Credit monitoring (single bureau)    
Free credit report and score (single bureau)    
$5,000 accidental death & dismemberment insurance3    
Cell phone protection    
Credit score simulator    
Financial Wellness 360o    
$hopping RewardsTM,3    
Travel and leisure discounts*    
Open an Account Open Now Open Now Open Now


1 IDProtect is a personal identity theft protection service available to personal checking account owner(s) and their joint account owners. Service is not available to a signer on the account who is not an account owner.

2 Credit Score is a VantageScore 3.0 based on single credit bureau data. Third parties may use a different VantageScore or a different type of score to assess creditworthiness.

3 Special Program Notes: the descriptions herein are summaries only and do not include all terms, conditions and exclusions of benefits described. Refer to the actual Guide to Benefit and/or insurance documents for complete details of coverage and exclusions. Coverage is offered through the company named in the Guide to Benefit or on the certificate of insurance.

* Some benefits require registration and activation. For complete details of this checking account, speak with a City Credit Union representative.

Insurance products are not insured by the NCUA or any federal government agency; not a deposit of or guaranteed by the credit union or any credit union affiliate.

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