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IRA Savings

It's never too early to start planning your retirement.

An Individual Retirement Account (IRA) enables you to save for retirement with tax-free growth or on a tax-deferred basis.

For more information or to open an IRA visit a City CU branch

Traditional IRA

With a traditional IRA, your contributions are pre-tax (and may be deductible on your tax return) and any earnings aren’t taxed until you withdraw them in retirement.

Roth IRA

A Roth IRA enables you to invest money you’ve already paid taxes on and your money may potentially grow tax-free with tax-free withdrawals in retirement, provided certain conditions are met.


Retirement Central
IRA Savings Features
  • Competitive interest rates
  • Long-term growth
  • Contributions may be tax deductible or tax deferred
  • Only $250 required to open an account
Retirement Calculator
Need help budgeting for retirement? Visit our calculators page and use our saving calculator to determine how much you can contribute toward your retirement.

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