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Minimum Qualifications

A member may not be elected to or serve on the Board of Directors of City Credit Union if that member:

  • Has been convicted ofany criminal offense involving dishonesty or breach of trust;

  • Is not eligible for coverage by the blanket bond required under the provisions of TAC section 91.510;

  • Has had a final judgment entered against him/her in a civil action based upon the grounds of fraud, deceit, or misrepresentation;

  • Has a payment on a voluntary obligation to theCredit Union that is more than 90 days delinquent or has otherwise caused the Credit Union to suffer a financial loss;

  • Has been removed from office by any regulatory or government agency as an officer, agent, employee, consultant or representative of any financial institution;

  • Has personally been made subject to an operating directive for cause while serving as an officer, director, or senior executive management person of a financial institution; or has caused or participated in a prohibited activity or an unsafe or unsound condition at a financial institution which resulted in the suspension or revocation of the financial institution's certificate of incorporation, or authority or license to do business;

  • Has failed to complete and return the required director application;

  • Refuses to take the oath of office;

  • Has not reached the age of twenty-one (21); or

  • Is a paid employee of the Credit Union or if an immediate family member of such member is a paid employee of the Credit Union. For the purpose of this Policy, an "immediate family member" refers to a person's spouse, parents and grandparents, children and grandchildren, and siblings. In-Laws, adopted and step-members are also included as part of a person's immediate family.


  • Is a vendor of the Credit Union or a paid employee of a vendor of the Credit Union. For the purpose of this Policy, a "vendor" does not include utility companies, such as basic phone service provider, water, or electric service provider.

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