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Credit Cards

With a credit card from City CU, get instant cash and credit anywhere in the world that accepts MasterCard® or Visa® credit cards. Accepted by millions of merchants worldwide. What's more, you may use your VISA® or MasterCard® at most ATM machines for instant cash wherever you go. Transfer all of your department store balances and other credit card balances to a City CU card and save! 


Mastercard® and VISA®

City CU's Platinum MasterCard® and Platinum VISA ® credit cards put cash in your pocket.

  • No annual fee
  • Rates as low as 7.99% APR*
  • Low monthly minimum payment
  • No balance transfer fee
  • Get instant cash at ATMs that accept VISA®  or Mastercard®
  • Convenience Checks

Saving is as simple as transferring your other credit card balances to a City CU no-fee MasterCard® or VISA®. Stop paying the high interest charged by most department stores and other bank cards. Stop paying several monthly payments when all of your bills could be combined into one with one simple monthly payment. Apply today for your no-fee Platinum MasterCard® or Platinum VISA® by completing our on-line application.


Share Secured MasterCard® and VISA®

A share secured Mastercard® or VISA® from City CU is a great way to start or rebuild your credit and can be opened for as little as $300 in your share savings account.  Members must have a balance of 125% of the desired credit line in their share savings account.


  • No annual fee
  • Low monthly payment
  • Get instant cash at ATMs that accept Mastercard® or VISA®
  • Convenience Checks


Online Access

Online Access (OA) enables credit cardholders to obtain account information online. Cardholders can have access to many features, such as:

  • Enroll immediately
  • View and edit personal profile information
  • View real-time account balance and statement information
  • Download statements to Personal Financial Management (PFM) software such as Quicken® and MS Money®
  • Pay your credit card bill online
  • Make an inquiry
  • Claim and View your points on UChoose Rewards®

UChoose Rewards® Program

City CU UChoose Rewards® is a rewards program where you earn points for shopping! Use your City CU credit card to shop in-store or online through and earn reward points for every dollar you spend. Then redeem your points for exciting gifts like the latest electronics, trendy clothing, travel and more!.

  • Shop! With UChoose Rewards® you can shop like you normally would and watch the rewards add up. Plus, shop with participating UChoose Rewards® retailers and earn even more points!
  • Earn Points Simply use your credit card anywhere and you will earn points per dollar spent when you shop for everyday needs and more. But that’s not all - earn even MORE points when you use your credit card at the participating retailers listed on this website It’s that easy!

  • Enjoy Your Rewards 
    Watch your rewards add up! Then, redeem them for exciting options like the latest electronics, trendy clothing, travel – and more!

To enroll, view your points or redeem rewards, visit or click the button below. For questions about our rewards program, call (214) 515 - 0100 or email

Verified by VISA®

Verified by Visa® is a free service to help ensure that only you use your Visa® card to shop online. Click here to start.


MasterCard® SecureCode™

MasterCard® SecureCode™ is a free service that provides greater peace of mind when you shop online by providing added protection against unauthorized use of your enrolled card. Click here to start.

Credit Counseling Services 

City CU offers free financial education and free one-on-one financial coaching. If you need credit counseling assistance please contact D Newkirk at (214) 319-3044 or email for further information.