Skimming is when thieves use devices to collect — or skim — private data from debit, credit and ATM cards.
Some devices used to skim your information are fake card slots, cameras and mobile phones. Skimmers often target gas stations, retail stores and ATMs. Handheld skimming devices can be used at restaurants, like when you hand your card to a server to pay for a meal.
City CU continually optimizes our security and fraud prevention. The cardholder is the best line of first defense.
Here’s how you can protect yourself from becoming a victim:
At Gas Pumps
- Check the pump for any loose or tampered card slots.
- Choose credit over debit to avoid entering your PIN.
- If you must use a PIN, cover the keypad with your hand when you enter it.
- When in doubt, go into the station and pay the attendant.
- Be aware of your surroundings and leave immediately if you feel unsafe.
- Check the ATM for any loose parts like the card slot, money dispenser or ATM screen cover.
- Cover the keypad with your hand when entering your PIN.
At Restaurants and Retail Stores
- At checkout, choose credit over debit to protect your PIN from being detected by a skimming device.
- When in doubt, pay cash and check your statements often to spot any suspicious activity.