Letter from the President

One of my favorite months is here, April! It finally feels like spring with all the new blooms, warmer weather and the start of baseball season. April also is National Financial Literacy Month – a month dedicated to what City CU does best: making the difference with financial education.

During National Financial Literacy Month, consider taking advantage of City CU’s free financial education. This one-on-one counseling can be the start to your healthy financial future. Whether you need debt management, credit repair or retirement planning, we can help. This month, our financial expert D Newkirk will be taking walk-in appointments on Fridays from 9:30 am to 4 pm at our Waxahachie branch. As always, his services are free for Members and non-Members.

For more information on Financial Education click here.

Whether you’ve started your spring cleaning or it’s still on the to-do list, you can do the same with your finances: clean, toss and organize. Here’s how:

Clean:

  • Keep your credit report clean by setting up auto-pay to pay bills and never be late again.
  • Multiple credit cards? Pay off that high-interest card first.

Toss:

  • Shred your sensitive documents before disposing of them.
  • Cancel monthly charges you don’t use or can do without; cancel an unused gym membership or downgrade from that expensive cable bill.

Organize:

  • Make a spreadsheet and track daily expenses to see where your money is going.
  • Create an ICE file (In Case of Emergency). Store files that contain account numbers, login IDs and passwords. Keep in a safe or other secure location.

Along with helping the communities we serve with the fundamentals for financial wellness, we are giving back to them in celebration of our 75th anniversary. In April, we are collecting non-perishable food for the North Texas Food Bank and food pantries in Ellis, Cooke and Grayson counties. Collection bins are in our branch lobbies. Please join us to make a difference in the life of a hungry child or family.

Learn about City CU’s Random Acts of Kindness here.

So, in between focusing on your financial wellness, giving back to the community and spring cleaning, make time to get outside and enjoy spring! Happy April!