Share-Secured Credit Card
Leverage your savings to build your credit.
A share-secured credit card is backed by funds in your City CU savings account - so your savings work for you instead of just sitting there.
Use your City CU Mastercard® for everyday purchases, make on-time payments and strengthen your credit profile.
The interest rate is only 3.00% over your saving account dividend rate, which is much lower than credit card and personal loan rates.
Your savings remain yours, held as collateral while your account is open and returned to you when the card is closed in good standing.
If you have questions or want to get started, our loan experts can help.