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Rates

Loan and Deposit Rates

Rates current as of November 2022


Savings

Product Minimum to Earn APY*  
Share/Savings $100 0.20% Open Now
Holiday Helper $100 0.25% Open Now
IRA Savings (Traditional) $250 0.25% Open Now
IRA Savings (Roth) $250 0.25% Open Now

*Annual Percentage Yield. All rates subject to change without notice. A penalty may be imposed for early withdrawal of funds. Minimum opening deposit required, please see disclosure for details. Fees may reduce earnings. Rates subject to change without notice.


Checking

Product Minimum to Earn APY*  
Money Market $2,500 + 0.50% Open Now
Money Market $25,000 + 0.55% Open Now
Money Market $50,000 + 0.60% Open Now
Money Market $100,000 + 0.65% Open Now
Regular Checking ** $2,500 0.10% Open Now

*Annual Percentage Yield. Minimum opening deposit required, please see disclosure for details. Fees may reduce earnings. Rates subject to change without notice.
**You will earn the Prospective Annual Percentage Yield corresponding to the highest daily balance attained each day of the dividend period on the entire balance of your account.


CDs, Roth IRA and IRA Certificates

Term APY*  
6 Months** 2.50% Learn More
12 Months 4.00% Learn More
24 Months 4.05% Learn More
36 Months 4.10% Learn More
48 Months 4.15% Learn More
60 Months 4.20% Learn More

*Annual Percentage Yield. Minimum balance to open and earn for Regular and IRA Certificates is $1,000. A penalty may be imposed for early withdrawal of funds prior to the maturity date. Fees may reduce earnings, please see disclosure. Rates subject to change without notice.
** Regular CD only


New or Used Auto Loans

Months Rate (APR*)  
24 1.99 - 17.99% Apply Now
36 3.99 - 17.99% Apply Now
48 4.50 - 17.99% Apply Now
60 4.50 - 17.99% Apply Now
72 4.75 - 17.99% Apply Now

*Annual Percentage Rate. Actual rates and terms may vary based on credit score. Additional discounts may be available. Fees may increase APR. Rates subject to change without notice.


Credit Cards

Card APR* APR* for Cash Advances Grace Period Min. Finance Charge  
Platinum Mastercard® 9.99% 9.99% 20 – 25 days None Apply Now

*Annual Percentage Rate. Variable Rate. Fees may increase APR. Late Fee: up to $25.00. Returned Payment Fee: up to $25.00. Please see disclosure for more details. Method of computing balance for calculating finance charge: average daily balance including new purchases.


Home Equity

Description APR*  
Home Equity From 5.00% Apply Now

*Annual Percentage Rate. Actual rates and terms may vary based on credit score. Rates subject to change without notice.


Personal and Personal Line of Credit Loans

Type APR*  
Signature Loan 9.99% ** Apply Now
Line of Credit 9.99% Apply Now

*Annual Percentage Rate. Actual rates and terms may vary based on credit score. Fees may increase APR. Rates subject to change without notice. 


RV, Motorcycle and Boat Loans

Months Rate (APR*)  
24 4.99 - 17.99% Apply Now
36 4.99 - 17.99% Apply Now
48 5.50 - 17.99% Apply Now
60 5.75 - 17.99% Apply Now
72 6.25 - 17.99% Apply Now

*Annual Percentage Rate. Actual rates and terms may vary based on credit score. Additional discounts may be available. Fees may increase APR. Rates subject to change without notice.


Savings- and Savings CD-Secured Loans

Type Term APR*  
Secured by Eligible Savings Account Up to 60 Months 3.00% over saving’s rate Apply Now
Secured by Eligible Certificate Monthly payments sufficient to retire debt at or prior
to certificate maturity date.
3.00% over certificate rate Apply Now
Secured by Eligible Certificate Single payment maximum of 12 months or the maturity
of the CD, whichever comes first.
3.00% over certificate rate Apply Now

*Annual Percentage Rate. Fees may increase APR. Rates subject to change without notice.


Business Savings

Product Minimum to Earn APY*
Association Savings $100 0.20%
Business Savings $500 0.20%

*Annual Percentage Yield. A penalty may be imposed for early withdrawal of funds. Minimum opening deposit required; please see disclosure for details. Fees may reduce earnings. Rates subject to change without notice.


Business Checking

Product Minimum to Earn APY*
Business Money Market $2,500 + 0.50%
Business Money Market $25,000 + 0.55%
Business Money Market $50,000 + 0.60%
Business Money Market $100,000 + 0.65%
Association Checking N/A N/A
Business Checking N/A N/A
Business Interest Checking $2,500 0.10%

*Annual Percentage Yield. Fees may reduce earnings. Minimum opening deposit required; please see disclosure for details. Rates subject to change without notice.


Business Certificates

Term APY*
12 Months 4.00%
24 Months 4.05%
36 Months 4.10%
48 Months 4.15%
60 Months 4.20%

*Annual Percentage Yield. Minimum balance to open and earn for Regular Certificates is $1,000. A penalty may be imposed for early withdrawal of funds prior to the maturity date. Fees may reduce earnings; please see disclosure for details. Rates subject to change without notice.

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