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Home Equity Loans

What can you do with a home equity loan?

Maybe it’s time to finally clean up credit card debt, pay off medical bills or make those repairs around the house? A home equity loan can fund any of these – or pay for tuition, a wedding or other major expense.

Interest rates are lower than credit cards and other unsecured loans, so it’s a smarter alternative. Plus, we can usually close in 15 days.

City CU’s Real Estate team will determine your available equity, provide quick approval and help you through the whole process.

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What is a Home Equity Loan?

With a home equity loan, you can use up to 80% of the current value of your home minus any liens against it. For example, if your home is appraised at $200,000 and you owe $100,000, you may have approximately $60,000 available in equity to use.

Contact our Real Estate team to learn more or get started: or (214) 515-1975.

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How much can I borrow?


*Equal Housing Lender. Loans subject to credit approval. Certain restrictions apply. See credit union for details. Federally insured by NCUA.

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